![]() LM offers twice the coverage for Personal Property-like 200K vs 100k, though really I can't imagine having anywhere near $100k in personal property. HPP 20% increase-in the end, it's about the same for a total lose.Ĭurrently, all structures are attached to the house-even the garage.īoth companies offer offer Replacement or Cash Value options for roof and belongings-these quotes are for Replacement for roof and belongings with both companies. They are the ones low-balling on the Dwelling, but the price is with Increased Dwelling which like a 50% above Dwelling vs. The Progressive insurance is through Homesite. The agent stated that all that is required to is have a fire extinguisher (which I already own) and deadbolts on all outside doors (and I can get the HPP discount now on the condition that I setup deadbolts in the first few weeks after closing). LM has good Dwelling protection and is offering me HPP and it's listed in the offer. Thank you for the information, you guys are awesome. For insurance professionals try /r/insurancepros.Like almost all of the professional subs, requesting someone to PM you is not allowed. If you are unsure just send us a message about your post. We have an active mod team, you will be banned. This will result in removal of the comment and could lead to your banning from /r/Insurance. If you disagree with someone, you can express that disagreement but insults and doxing are never permitted. This should go without saying, but you need to be civil. When submitting a question to the mods, please link to the post in the message so we can easily find it and fix it. Sometimes the auto-moderator marks stuff as spam, when it isn't. If you post and are unable to see it, please contact the mods. Please include your location, state/country, as insurance differs across borders. Reviews, feedback, comments and questions relevant to insurance. We are here to share relevant topics to promote insurance knowledge among professionals. Need help with a policy? Confused about your coverages? Want help shopping for insurance? We are here to help you!Ģ. To help our fellow redditors with any insurance related questions. This is a community of insurance professionals and geeks who love the field of insurance.ġ. This includes requesting a poster to contact you privately. Doing so will result in an immediate ban.
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